SCHB vs VUG: 53% overlap

Schwab U.S. Broad Market ETF and Vanguard Growth ETF share 53.3% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 30 days apart — SCHB as of 2026-05-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.5Effective Funds

You would hold two tickers and get the diversification of 1.5. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
53.3%
SCHB expense ratio
0.03%
VUG expense ratio
0.03%

Top shared holdings

SCHB and VUG hold 140 of the same securities. The ten contributing most to the overlap figure:

Holdingin SCHBin VUGΔ
NVDA7.0%12.6%5.6%
AAPL6.3%11.6%5.4%
MSFT4.6%7.6%3.0%
AMZN3.6%4.5%0.8%
GOOGL3.0%5.7%2.7%
AVGO2.9%4.3%1.4%
GOOG2.4%4.5%2.1%
META1.9%3.4%1.5%
TSLA1.7%3.3%1.6%
LLY1.2%2.8%1.6%

Where SCHB and VUG differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorSCHBVUGΔ
Information Technology35.8%56.0%20.2pp
Financials11.1%3.9%+7.2pp
Communication Services9.6%15.3%5.7pp
Industrials8.8%5.0%+3.8pp
Health Care8.4%4.7%+3.8pp
Unclassified3.5%0.1%+3.4pp
Energy3.2%0.3%+2.9pp
Consumer Staples4.3%1.4%+2.9pp

Δ is SCHB minus VUG, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in SCHB
2,266 positions

46.7% of SCHB by weight, held in no part of VUG.

Only in VUG
7 positions

1.4% of VUG by weight, held in no part of SCHB.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

SCHBVUG
Top 10 holdings34.9%60.3%
Positions held2,407147
Cost per $10,000 held, per year$3$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do SCHB and VUG overlap?

SCHB and VUG overlap 53.3% by portfolio weight — substantial duplication if you hold both. They share 140 holdings. The figure comes from current issuer holdings files (SCHB as of 2026-05-31, VUG as of 2026-06-30).

How is the overlap between SCHB and VUG calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If SCHB holds a stock at 6% and VUG holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both SCHB and VUG?

That depends on your goals — we state facts, not advice. At 53.3% overlap, each fund still contributes meaningfully distinct exposure.

What does SCHB own that VUG doesn't?

SCHB holds 2,407 positions and VUG holds 147; 2,266 of SCHB's positions don't appear in VUG at all, and they are 46.7% of SCHB by weight.

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Related comparisons

Sources: issuer holdings files, SCHB as of 2026-05-31, VUG as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.