VBR vs VTI: 8% overlap

Vanguard Small-Cap Value ETF and Vanguard Total Stock Market ETF share 7.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Hold both, 50/50
1.9Effective Funds

You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
7.8%
VBR expense ratio
0.05%
VTI expense ratio
0.03%

Top shared holdings

VBR and VTI hold 837 of the same securities. The ten contributing most to the overlap figure:

Holdingin VBRin VTIΔ
CASH0.8%0.6%0.2%
FLEX0.3%0.1%0.2%
JBL0.9%0.1%0.8%
EME0.4%0.1%0.3%
Q0.4%0.0%0.3%
EQT0.2%0.0%0.1%
CNC0.3%0.0%0.3%
STLD0.3%0.0%0.3%
NRG0.7%0.0%0.6%
MKSI0.3%0.0%0.3%

Where VBR and VTI differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorVBRVTIΔ
Information Technology9.4%35.2%25.8pp
Industrials18.8%10.4%+8.4pp
Real Estate9.8%2.2%+7.6pp
Communication Services2.4%9.1%6.6pp
Financials18.3%11.9%+6.4pp
Materials7.2%2.0%+5.2pp
Utilities5.2%2.2%+3.0pp
Consumer Discretionary11.4%9.2%+2.2pp

Δ is VBR minus VTI, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in VBR
2 positions

0.0% of VBR by weight, held in no part of VTI.

Only in VTI
2,658 positions

92.2% of VTI by weight, held in no part of VBR.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

VBRVTI
Top 10 holdings6.2%31.9%
Positions held8393,495
Cost per $10,000 held, per year$5$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do VBR and VTI overlap?

VBR and VTI overlap 7.8% by portfolio weight — largely distinct portfolios. They share 837 holdings. The figure comes from current issuer holdings files (VBR as of 2026-06-30, VTI as of 2026-06-30).

How is the overlap between VBR and VTI calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VBR holds a stock at 6% and VTI holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both VBR and VTI?

That depends on your goals — we state facts, not advice. At 7.8% overlap, each fund still contributes meaningfully distinct exposure.

What does VBR own that VTI doesn't?

VBR holds 839 positions and VTI holds 3,495; 2 of VBR's positions don't appear in VTI at all, and they are 0.0% of VBR by weight.

You probably hold more than two funds

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Related comparisons

Sources: issuer holdings files, VBR as of 2026-06-30, VTI as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.